Style Guide: How To Wear Different Types of Socks With Women’s Loafers
While the socks and loafers pairing may have a preppy, schoolgirl-esque aesthetic, it is a styling choice that are popular among grown women as well. In this case, socks not only serve a practical purpose — to keep feet warm when it’s cold and dry when it’s hot — but also let the wearer express her fashion personality. Versatile enough to be dressed up or down with ease, this combination is suitable for a wide range of settings.
In this comprehensive guide, you will learn how to match different types of socks with their ideal loafer styles and how to make this classic combination work for various occasions. You will also find out which socks-loafers pairings to avoid.
The Loafer and Socks Combination

There are many reasons why loafers and socks are a popular pairing. For practical reasons, wearing socks with loafers help keep the feet warm in colder climates and environments, but also keeps sweat and moisture at bay in humid weather. The latter prevents mould from growing in the loafers, which extends their life and wear time. Where aesthetics is concerned, the combination adds stylish flair to an outfit — experimenting with the colour and texture of the socks can enhance your look. Finding the right way to style it may be tricky at first, but it is a perfectly acceptable combination for a variety of occasions. Whether you are dressing casually or formally, it is versatile enough to accommodate most dress codes.
Types Of Socks To Wear With Loafers
In this section, we take you through the different types of socks that will pair perfectly with your favourite loafers.
No-Show/Invisible Socks

No-show, or invisible, socks are exactly as they sound — they are designed to be worn discreetly under low-cut shoes and don’t reveal themselves above the shoe line.
Pair no-show socks with loafers for a breezy, casual look, perfect for the warmer seasons. It is better to wear these tiny pieces of fabric than to go without, as socks add comfort, prevent odour and help keep your loafers in a pristine condition for a longer time.
However, no-show socks can sometimes be uncomfortable, as they are prone to slipping off your feet. You can easily avoid this by investing in pairs with silicone grips at the heels.
Crew Socks

Crew socks are longer than ankle socks but shorter than knee-highs. Their in-between, mid-calf length makes them versatile, though they are commonly paired with classic black loafers to create a preppy-chic aesthetic.
Crew socks are also a sensible choice during the colder months as they keep your feet warm and snug while adding flair. While white is a popular option, you can opt for crew socks in bright hues or bold prints to make a striking style statement.
Knee-High And Over-The-Knee Socks
As their name suggests, knee-high socks reach up to the knees — and sometimes a little over. Like crew socks, they exude a preppy aesthetic but can create different vibes with thoughtful styling.
Choose knee-high socks to go with your loafers when you want to add an eye-catching element to your outfit. Pair them with bottoms that don’t overlap with the socks to highlight them and ensure an elegant, well-balanced look.
Sheer Socks, Textured & Embellished Socks

Statement socks are a must-have in your wardrobe. Whether you are dressing up for special occasions or simply want to add a special touch to your look, they will come in handy.
Sheer socks are a popular choice during the warmer months, thanks to their lightweight and breathable design. Inject flair into your loafer-and-sock combination by opting for sheer socks with striped or dotted patterns.
Textured socks are not only stylish but also practical — they are often made with thicker materials, so they are well-suited for fall and winter. Whether fuzzy, ribbed or knitted, they will add dimension to your look.
Embellished socks are adorned with eye-catching details like bows, ruffles and sparkly gems. They will instantly elevate any look with a touch of glamour.
How To Style Socks With Loafers
If you are new to the sock-and-loafer pairing and not sure where to start, here are some effortless styling tips to help you get the combination right every time.
Recommended Sock Pairings By Loafer Type
Penny Loafers


Penny loafers are known for their distinctive straps with cut-out details. They gained popularity in the 1950s, becoming a staple among Ivy League students and cementing their status as a fashion essential. Pairing them with white crew socks for a classic, preppy look is a foolproof choice.
Lug Sole Loafers

With thick, rubber soles featuring deep indentations, lug-sole loafers exude a utilitarian-chic aesthetic. Pair them with thick cotton crew socks to enhance their practical, outdoorsy vibe while protecting your feet from the elements, as these shoes are built to conquer any terrain and weather any conditions.
Chunky Platform & Heeled Loafers


Whether they feature tall platforms or stable block heels, loafers with height are incredibly versatile. You can pair them with crew socks for a preppy look or no-show socks to maintain a clean, polished appearance. Avoid pairing them with thick-material socks, as they can create a bulky and unflattering look.
Beyond these three categories, there are many other modern iterations of loafers. To learn more, check out our comprehensive loafer guide here, which also offers tips on how to care for them.
How To Style Socks With Loafers For Different Occasions
Formal Workdays
If your workplace has a formal dress code, consider investing in dress socks made from fine, high-quality materials in neutral tones. They may cost more, but the long-term payoff is worth it. These socks play a key role in maintaining a polished, professional look — ensure they are long enough and don’t slip down or expose your ankle, as that can appear sloppy.
Casual Weekends
Any time outside work hours is yours, so feel free to dress however you like. Stick to neutral tones for an elegant, timeless look, or opt for bright hues and bold prints to make a striking style statement. Although they may seem like a small detail, the right socks can elevate your loafers and help you impress at any event — from brunch with the girls to a first date.
Tips For Coordinating Sock & Loafer Colours



When styling socks with loafers, you can choose to go for either a matching combination or a contrasting one. Wearing socks and loafers in the same colour will not only have a flattering elongating effect on your legs but also create a polished aesthetic that is especially suitable for more formal events. To add visual interest to your outfit, consider tonal matching, where the socks are in the same colour family as the loafers — for instance, wear grey socks with black loafers.
You can also choose to experiment with your socks-loafers combination if you are dressing for a fun or fashion-forward occasion. To simplify the styling process, stick to the rule of thumb of working with either complementary colours (i.e. colours that are on opposite sides of the colour wheel, like blue and brown) or analogous colours (i.e. colours that are next to each other on the colour wheel, like red and brown). Alternatively, make a more subtle statement by matching your socks to an accent colour in your outfit.
Common Socks-Loafers Pairings To Avoid
Styling socks with loafers may seem simple at first glance, but the wrong selection in your sock choices can potentially ruin your outfit, making you look unkempt and uncoordinated with a poor sense of style. Hence, it is important to take note of how not to style them. Here are some socks-loafers pairings to avoid:
- Mismatched formality: The dressy and refined silhouette of loafers does not go well with gym or athletic socks.
- Mismatched colours: Wearing socks in a colour that clashes with your loafers results in an uncoordinated look that could draw unwanted attention to your ankles and even make you look shorter than you actually are.
- Mismatched textures: A clash in the texture of your socks and loafers can make your outfit look uncoordinated and off-balance.
- Bunching or slouching socks: Socks that bunch or appear too loose around your ankles can ruin your overall outfit, making your outfit look untidy and messy.
- Socks that are too short: They could unintentionally ruin the overall proportion of your outfits. The trick here is to be unafraid of showing them off where appropriate, to achieve the aesthetic that you want.
Wearing socks with loafers is a classic combination that is popular for its youthful and preppy aesthetic. It will elevate any outfit effortlessly and is a failproof go-to styling choice when one wants to look neat and polished but not boring. The socks-loafers pairing is a great styling choice for a range of occasions — you just have to learn how to create the perfect match.
We hope this guide has helped you gain a better understanding of how to wear loafers with different types of socks. By picking socks with the right length, colour and texture, you can create socks-loafers combinations that bring your outfits from good to great. If you are looking to add a pair of loafers to your shoe collection, check out our extensive range here.